The word “splurge” may call to mind a large, unplanned, impulse buy, and many splurges may occur under those circumstances. But splurges can be planned, prepared for, and worked into your spending plan. Let’s look at how:
If you’ve decided that a Valentino dress needs to join your wardrobe, do loads of research on available styles, materials, colors, sizing variations, possible outlets for purchase, and return policies. Then evaluate when, how often, and with which accessories you’d wear the dress. Think carefully about how your purchase will be used. Often times, the item that sparks your initial feelings of object lust – be it a frock, handbag, piece of jewelery, or pair of shoes – may not actually work for your wardrobe, figure, or dressing needs. A splurge needn’t be an item that sucks loads of money out of your bank account, then languishes unworn. Do your research first.
Originally posted 2012-01-12 06:15:12.
Readers Lynn and Ruby asked:
Lynn: How much spending on clothes is appropriate? I think it certainly depends on one’s budget and income, but what about conscience? I spend somewhere between $150 and $200 a month, I feel guilty as my son and husband spend close to nothing on their clothes. My income is high, I can easily afford $150 a month, but I still feel that this is almost too much.
Ruby: I agree – I’d love to know your thoughts on an appropriate clothing budget as a percentage of your income, for example. If you make $25K, how much should you reserve for clothes/shoes/accessories? $50K? $100K? How should that change if you’re in a professional job and need to wear suits (as I am), or if you wear scrubs, etc. to work every day? I know I’m spending far too little on my wardrobe, but I have no idea how much I should be spending.
Originally posted 2011-07-01 06:05:22.
Nina sent along this request via e-mail:
Just how much clothing should someone own? All the style gurus say quality over quantity, and quote the 80/20 rule, but it seems like you and other well-dressed ladies have an infinite supply of clothes and accessories to put together fabulous outfits.
You’ll be unsurprised to hear that there is no simple answer to this question. Or if there is, I’m yet to hear it. It’s a little like asking, “How much food should I keep in the pantry?” or “How much furniture is necessary for a well-appointed home?” The answer will depend on several highly individual factors:
Originally posted 2011-04-18 06:17:21.